Dr. Yaseen S. Alhaj-Yaseen, associate professor of finance at MGA, was featured on WalletHub, providing helpful tips and his expert opinion on credit cards and financial responsibility.
"The choice of whether to have a credit card or not is a personal financial decision, and it's crucial to respect individual perspectives and circumstances surrounding this choice. Many opt to avoid credit cards to steer clear of potential debt and financial discipline challenges. For some, managing finances without a credit card simplifies budgeting and offers a more immediate awareness of spending, aiding in tighter financial control."