Dr. Yaseen S. Alhaj-Yaseen, associate professor of finance at MGA, was featured on MoneyGeek, where he gave his expert tips on what first-timers should conider when searching for credit cards.
"As a new credit user, it's also vital to focus on building a good credit score by using credit responsibly: keeping balances low, paying bills on time, and only applying for credit as needed. This responsible behavior can lead to better future APR offers and more favorable credit terms."